WHY USE SCR FINANCE?

THE BENIFITS OF USING A MORTGAGE BROKER The Australian Dream - Owning your own home!
For most of us, purchasing your first home will be the most significant investment undertaken in our lifetime. Probably the most important step in preparing to buy your first home is to organise appropriate finance. Within such a growth industry there are great advantages to using an independent finance broker. Today there are hundreds of loan products on the market and if you are not experienced in the market how do you decide which one is right for you?

It helps to ask a few questions before you commit to your broker:

Is the broker industry accredited and qualified?
SCR Finance consultants are all MFAA Accredited Mortgage Consultants. The Mortgage and Finance Association of Australia (MFAA) is a provider of service and representation to mortgage brokers, mortgage managers, mortgage lenders (bank and non-bank), originators to assist them develop, foster, and promote the mortgage industry. It advocates ethical business practices, works closely with national and state Governments, offers industry specific education provides compliance, legal information, runs a consumer information programme and industry networking events. Basically you can be assured an MFAA accredited consultant has industry training, will abide by the association's code of practice and is covered by the Mortgage Industry Ombudsman Scheme (Cosil).

Which lenders do the brokers have on their books - and how many?
SCR Finance is accredited with over 20 plus lending institutions including banks, non banks, mortgage managers and others. Accredited through these institutions gives you access to hundreds upon hundreds of competitive loan products to cater for your individual needs.

How does the broker get paid & what does the broker charge?
Our service is completely free as we are paid directly by the lending institution the client is placed with. Be aware that some brokers charge a Brokerage Fee for their services - however they too get paid commission from the lenders so are basically looking for a double dip! SCR Finance does not charge a Brokerage Fee, we rely solely on commission paid by the lender after your settlement has taken place.

How do they compare loans and decide which is best for you?
When you choose SCR Finance to help you obtain your financial dream you can be confident you have any experienced and qualified professional working for you. In the initial discussions with an experienced and qualified broker from SCR Finance we will quickly determine what you are looking for in your home loan, and provide a comprehensive overview of possible finance structures to best suite your individual needs.

• FREE service
• INDEPENDENT from banks
• SAVE you time and money
• STEP BY STEP - One on One SERVICE
• UNDERSTANDING the necessary paperwork required